Cost Sharing

Cost sharing refers to premium and amounts that a member pays when services are received.

Cost sharing includes copayments and coinsurance.

• A copayment means that you pay a fixed amount each time you receive a medical service. You pay a copayment at the time you get the medical service.
• Coinsurance means that you pay a percent of the total cost of a medical service. You pay a coinsurance at the time you get the medical service.

Please consult the Summary of Benefits to view the details of your cost sharing and to compare your benefits with Original Medicare.